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Deciding to Buy

So, You Are Considering Buying a Home?

We all know that buying a home is a very big step to take with lots of considerations. Why do you want to buy a home? To enjoy that unique and special feeling of being the owner of a piece of real property? To put down roots, raise your family and build memories? To gain equity? Build wealth? To secure a tax shelter? To have more independence? To diversify your investments? There are lots of reasons why people buy homes – and you may now be considering your own. That’s great. Let us help you with your decision.

The cliche says that “buying a home is one of the biggest purchases a person or couple will ever make in their lives.” Well, this is absolutely true, and hiring a professional and experienced real estate agent at the outset is the biggest and most important first step to take in this process. I heard a very successful REALTOR once say that “it is more important for a home buyer to choose their next REALTOR before choosing their next home…” This is because the home buying process has many steps, and without an ethical and experienced agent, there is much that can go wrong. Conversely, by working with the right agent, you will be well on your way to finding your dream home and enjoying a smooth transaction and closing.

So, once you select your REALTOR, what’s next? What we’ll do with you is sit down and assess your situation and goals, the San Diego real estate market, and make sure you are on the path toward success. Do you need some legal, tax or financial advice to make sure you are actually ready to buy a home now? If so, please note that WE DON’T PROVIDE THAT kind of advice or information, but we know reputable professionals in these fields who do and will gladly put you in touch if you want. Our role at this stage is to provide the data, resources and real estate advice you want and need to help you finalize your purchase decision. Just like life itself, real estate success is all about timing and we will give you all of the guidance and advice you require to help you achieve your home buying goals.

As mentioned, there are many important factors in this decision, but the most important step in the deciding-to-buy part of the process is to make sure you can afford the home and close the escrow. The main question to ask and answer at this stage is: How do you plan to finance your home purchase? See the Preparing to Buy section to explore this topic in more detail.