RESPA / HUD-1 changes effective January 1, 2010: http://images.agentcenter.com/client/3/2/4/36423/RESPA_HUD-1_Changes_as_of_Jan_1__2010.pdf 

BUY A HOME NOW!  Check out the following information on the First-Time Homebuyer Tax Credit: http://images.agentcenter.com/client/3/2/4/36423/First-Time_Homebuyer_Tax_Credit-Purchase_a_home_now.pdf 

A Guide to Finance - Programs for First-Time Home Buyers

NEW Program! First-Time Home Buyer 2009 Tax Credit: http://images.agentcenter.com/client/3/2/4/36423/First_time_homebuyer_tax_credit_--_Q_A_2-23-09_1_.doc

A great Q&A on the new first-time buyer tax credits:

http://images.agentcenter.com/client/3/2/4/36423/2008_and_2009_First_ime_Buyers_Tax_Credit_Q_A_3-11-09.pdf

http://images.agentcenter.com/client/3/2/4/36423/Programs_for_First-Time_Home_Buyers.pdf

FHA loan information

Supplemental property tax information

Advantages to Home Ownership

Mello-Roos Taxes - What are the Benefits?

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